payments pro

[SmaRTeY]

Hmmmm time to do some serious reading on what others say and it's funny how my 'opinion' relates to this (older) article from McKinsey (me living in The Netherlands): https://www.mckinsey.com/~/media/mckinsey/dotcom/client_service/High%20Tech/PDFs/Future_mobile_messaging_OTT.ashx

Then I also came across this article which is more in line with what you guys are telling me and I am convinced now, sms will be in telecom 'country' for quite some time, it's use most likely internationally and in countries with 'lighter' band width though but there's no fading away globally and in my own country, well we'll have to wait and see how mobile payments evolve and whether sms system is used or other data transport

So how come we still don't have an OTT SMS Plugin?!

Although it seems that SMS is fading away...

Mobile operators are rapidly shifting into banking/e-banking area to extend their business for the reasons you stated above. They are very well aware of the trend and that is why they will tap into banking business instead. SMS/mobile will be used for most payments in the future, bind to credit cards or even without them, don't underestimate that. You can call it "SMS" or whatever "confirmation message", but it will not be abandoned for payments.